Fees are inevitable but making sure you aren't getting hit with hidden costs or being overcharged is key.
It's important to realize that nobody works for free and there are costs above and beyond what your advisor charges. The firm the accounts are with, and the individual investments in your account all have fees associated with them. Did you realize that their are 3 layers of fees?
When we do a fee analysis on average we find people pay 25% to over 100% more in fees than they originally thought. While paying 1% a year in fees vs paying 1.25% may seem like a fraction, it can easily end up costing you tens of thousands over the years.
We are always happy to conduct a fee analysis to make sure you know exactly what you paying and are not overpaying into expensive investments and products that large firms love to keep you in.